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Terms & Conditions

In plain terms. This is an information website run by a paid affiliate. We do not sell home warranties and we cannot promise you coverage or a price. The company you buy from decides all of that, and their contract is what counts.

1. Acceptance

By accessing or using usahomeshub.com or any website operated by USAHOMESHUB, you agree to these Terms & Conditions and to our Privacy Policy and Advertiser Disclosure. If you do not agree, please do not use the site.

2. What we are, and what we are not

USAHOMESHUB is an independent marketing company. We publish information about home warranty and home service products and refer interested visitors to the companies that sell them.

We are not:

  • an insurance company, insurance agent, or insurance broker;
  • a home warranty company, administrator, or servicer;
  • a lender, contractor, or repair service;
  • a government agency, or affiliated with one.

We do not sell, administer, underwrite, price, or service any home warranty or insurance product. We cannot accept an application, accept payment, approve or deny coverage, or handle a claim. All plans, coverage, pricing, underwriting, servicing, and claims decisions are the sole responsibility of the licensed third-party company you contract with.

3. Paid affiliate relationships

We are compensated by the companies we link to. As of the date above, we have a paid affiliate relationship with Choice Home Warranty and are paid a commission when a visitor requests a quote through our links. Links to advertisers are marked, and our Advertiser Disclosure explains this in full.

This means our content is not an impartial survey of the market. We do not review every provider, and the companies we write about are ones that pay us. Compare offers independently before you buy.

4. No quote, no offer, no guarantee

Nothing on this site is a quote, an offer of coverage, an approval, a determination of eligibility, or a guarantee of price. Any coverage descriptions, benefits, promotions, or example figures are general information used in advertising, and are subject to change by the provider at any time.

Actual availability, eligibility, pricing, coverage limits, service fees, waiting periods, and exclusions are determined solely by the provider, based on your information, location, and property, and are governed by the contract that provider issues you. Where anything on this site differs from that contract, the contract governs. Read it before you buy.

5. No government or military affiliation

USAHOMESHUB is not affiliated with, endorsed by, or acting on behalf of the U.S. Department of Veterans Affairs, the Department of Defense, any branch of the armed forces, or any other government agency. No product mentioned on this site is a government programme, a veterans' benefit, or connected to VA home loan benefits.

Where we refer to military or veteran discounts, those are commercial offers made by private companies or by third-party verification services, and are subject to those companies' own terms and eligibility rules. We do not administer them and cannot guarantee any discount will be available to you.

6. Contact and consent

This website does not collect your contact details and does not operate a contact or lead form. We will not call, text, or email you as a result of visiting this site.

If you follow a link to an advertiser and submit your details on their website, any consent to be contacted is given to that company, on their form, under their terms. Any such consent is typically not a condition of purchase, message and data rates may apply, and any opt-out or do-not-call request must be directed to that company, because they hold the information, not us.

7. Acceptable use

You agree not to misuse this site, including by attempting unauthorised access, interfering with its normal operation, scraping it at a volume that degrades service, or reproducing its content without permission.

8. Third-party websites

This site links to websites we do not control, including advertisers. We are not responsible for their content, products, pricing, privacy practices, or conduct. Your dealings with them are solely between you and them.

9. Disclaimer and limitation of liability

This site and its content are provided “as is” and “as available”, without warranties of any kind, express or implied, including any implied warranty of merchantability, fitness for a particular purpose, or accuracy. Content is general information only and is not financial, legal, or insurance advice.

To the maximum extent permitted by law, USAHOMESHUB is not liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or data, arising from your use of this site or from any product, service, or conduct of a third-party provider. Some jurisdictions do not allow certain limitations, so parts of this section may not apply to you.

10. Changes

We may update these terms at any time. The version posted on this page, with the date at the top, is the version in effect. Continued use of the site after an update means you accept the revised terms.

11. Contact

USAHOMESHUB
info@usahomeshub.com